Get a free Quote
Compare costs and benefits of policies from the top-rated disability insurance companies
ProtectYourIncome.com is the premier site on the Internet for information and guidance on disability insurance for physicians, resident physicians, dentists, attorneys, executives, consultants and other professionals
Thank you so much with helping me with my disability insurance. Not only did you provide me with the best policy available but you also saved me thousands of dollars in premiums. You and your staff provided excellent service. I would be more than happy to recommend your services to anyone. In fact, I have already referred my financial planner to you.
Recent Blog Posts
I have Group Disability Insurance, Do I Need an Individual Policy?
Disability is a risk for everyone. It’s a fact that 35-year-olds face a 50 percent chance of suffering a disability for a 90-day period before the age of 65, and more than 370,000 Americans become disabled ever year. These are sobering facts, especially considering that 100 million Americans aren’t covered by long-term disability insurance. Disability […]
Disability Insurance Claim Process: What to Expect
What to Expect During the Disability Insurance Claim Process Since 1 out of every 4 Americans will suffer some sort of disability before reaching retirement age, many people are beginning to see disability insurance is an absolute necessity. Should you become ill or injured and unable to work, a good disability policy will protect you and your […]
How Much Disability Insurance Do You (Really) Need?
Most people don’t think they need disability insurance, but since disability affects a much higher amount of people than most of us would expect (about 1 in 3 people around the age of 30 will experience some sort of disability before the age of 65), disability insurance is one of the most important types ofcoverageto […]
10 Most Dangerous Jobs in the United States
Whether you’re constructing a skyscraper or driving a truck across the country, an accident at work is not outside the realm of possibilities. If tragedy strikes, you could be out of work for weeks, months or even years. Getting disability insurance is a smart investment that will supplement your income while you’re recovering from injury. […]
Why Your Social Security Disability Isn’t Enough
Many people mistakenly assume that in the event they were to become disabled and unable to work, their incomes would be protected by Social Security Disability benefits. Unfortunately, the truth is often far different from what people expect. Although there is a disability program in place, there is a long wait for benefits, as well […]
May is Disability Insurance Awareness Month
It seems that these days there is a day or a month to celebrate anything. National Take Your Dog to Work Day, National Ice Cream Day, National Hamburger Month, the list goes on and on. In our opinion, some of these celebrations deserve more attention than others, and this May, we’re celebrating National Disability Insurance […]
Know the Risks of Medical Tourism: Is It Worth It?
English-speaking patients are increasingly traveling to such places as Malaysia, Brazil and Mexico to save anywhere from 30 to 90 percent on medical procedures. The medical tourism market reached $10.9 billion in 2012, and according to projections by Transparency Market Research, it will grow to $32.5 billion annually by 2019. Some experts warn of the […]
Do I need disability insurance?
According to a recent Social Security fact sheets, “just over 1 in 4 of today’s 20 year-olds will become disabled before the age of 67.” That’s a sobering statistic, considering that disability is often the furthest thing on a young person’s mind. A disability is an injury, illness, or affliction that prevents someone from performing […]
How to Plan an Outage from Work for a Medical Procedure
According to the U.S. National Library of Medicine and National Institutes of Health, those who undergo spinal fusion are likely to be off work for four to six weeks assuming they are young and healthy, and the job is not overly strenuous. For older patients with more extensive surgery, it may take four to six […]
Office Work Breaking Your Back? 4 Tips to Alleviate Back Pain
Approximately four in 10 American workers hold white-collar jobs, according to the Kaiser Family Foundation, meaning that 10s of millions of people sit in office chairs for hours each day. Since our bodies weren’t designed for this type of sedentary lifestyle, this leads to a variety of aches and pains and, in some cases, long […]
A Real Life Disability Story – Back Injury
Rebecca, a 35-year old cardiologist was at the top of her career, until she injured her back while helping a friend move. As a result of this injury, Rebecca was no longer able to perform her duties as a cardiologist, and as a 50% business partner of the practice. Rebecca was fortunate, in that she […]
Baby Boomers Underestimate Disability Insurance
More than 45 percent of Baby Boomers aren’t concerned about disability insurance, and a least one third of them believe they have less than a 5 percent possibility of experiencing a debilitating illness or injury. Statistics prove otherwise, showing the risk is at least 30 percent that a worker injured on the job or suffering […]