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ProtectYourIncome.com is the premier site on the Internet for information and guidance on disability insurance for physicians, resident physicians, dentists, attorneys, executives, consultants and other professionals

Thank you so much with helping me with my disability insurance. Not only did you provide me with the best policy available but you also saved me thousands of dollars in premiums. You and your staff provided excellent service. I would be more than happy to recommend your services to anyone. In fact, I have already referred my financial planner to you.

Dr. J.M.

The following are key points to focus on when looking for a Disability Insurance Policy.

 disability for income protection

Own Occupation definition of disability for income protection

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An income protection policy with the right definition of residual (partial) benefits and return-to-work benefits

financial strength of the disability insurance company

Financial strength of the disability insurance company

Recent Blog Posts

social security disability isn't enough

Why Your Social Security Disability Isn’t Enough

Posted on May 27, 2015 by admin

Many people mistakenly assume that in the event they were to become disabled and unable to work, their incomes would be protected by Social Security Disability benefits. Unfortunately, the truth is often far different from what people expect. Although there is a disability program in place, there is a long wait for benefits, as well […]

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Disability Insurance Awareness

May is Disability Insurance Awareness Month

Posted on April 29, 2015 by admin

It seems that these days there is a day or a month to celebrate anything. National Take Your Dog to Work Day, National Ice Cream Day, National Hamburger Month, the list goes on and on. In our opinion, some of these celebrations deserve more attention than others, and this May, we’re celebrating National Disability Insurance […]

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Know the Risks of Medical Tourism: Is It Worth It?

Posted on April 7, 2015 by admin

English-speaking patients are increasingly traveling to such places as Malaysia, Brazil and Mexico to save anywhere from 30 to 90 percent on medical procedures. The medical tourism market reached $10.9 billion in 2012, and according to projections by Transparency Market Research, it will grow to $32.5 billion annually by 2019. Some experts warn of the […]

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Do I need disability insurance?

Posted on April 6, 2015 by admin

According to a recent Social Security fact sheets, “just over 1 in 4 of today’s 20 year-olds will become disabled before the age of 67.” That’s a sobering statistic, considering that disability is often the furthest thing on a young person’s mind. A disability is an injury, illness, or affliction that prevents someone from performing […]

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How to Plan an Outage from Work for a Medical Procedure

Posted on March 15, 2015 by admin

According to the U.S. National Library of Medicine and National Institutes of Health, those who undergo spinal fusion are likely to be off work for four to six weeks assuming they are young and healthy, and the job is not overly strenuous. For older patients with more extensive surgery, it may take four to six […]

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Office Work Breaking Your Back? 4 Tips to Alleviate Back Pain

Posted on February 22, 2015 by admin

Approximately four in 10 American workers hold white-collar jobs, according to the Kaiser Family Foundation, meaning that 10s of millions of people sit in office chairs for hours each day. Since our bodies weren’t designed for this type of sedentary lifestyle, this leads to a variety of aches and pains and, in some cases, long […]

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A Real Life Disability Story – Back Injury

Posted on February 1, 2015 by admin

Rebecca, a 35-year old cardiologist was at the top of her career, until she injured her back while helping a friend move.  As a result of this injury, Rebecca was no longer able to perform her duties as a cardiologist, and as a 50% business partner of the practice.  Rebecca was fortunate, in that she […]

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Baby Boomers Underestimate Disability Insurance

Posted on January 14, 2015 by admin

More than 45 percent of Baby Boomers aren’t concerned about disability insurance, and a least one third of them believe they have less than a 5 percent possibility of experiencing a debilitating illness or injury. Statistics prove otherwise, showing the risk is at least 30 percent that a worker injured on the job or suffering […]

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Tips For Staying Safe On The Job

Posted on January 1, 2015 by admin

Back in May we wrote up some tips to help prevent the risk of disability in everyday life, but sometimes injuries that prevent us from working happen in the very place we earn a living. The Bureau of Labor Statistics reports that in 2011, there were 117 cases of workplace injuries per 10,000 workers, causing […]

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7 Holiday Safety Tips

Posted on December 9, 2014 by admin

The Holidays are almost upon us and, for most, it’s a time of cheer and goodwill, etc.  However, it’s also a time of year when accidents, illnesses  and injuries occur that are directly related to the festivities.  As a public service, ProtectYourIncome.com brings you the following tips to keep you safe and sound throughout the […]

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Take the Scare out of Halloween

Posted on October 25, 2014 by admin

As a website about disability insurance, we sometimes post articles about accident prevention.  In the spirit (no pun intended) of Halloween, we decided to direct our attention toward preventing accidents of children on this day.  “Children should be out having fun and spending time with family and friends,” said Dr. Andrew Sama with the American College […]

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