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Recent Blog Posts
5 Notable Athletes with Disabilities
For professional athletes, the ability to perform means everything. A physical injury or a disability could bring an athlete’s career to a standstill. These amazing athletes below have accomplished great feats despite their disabilities. If you’re suffering from an illness or serious injury, look to these extraordinary athletes with disabilities for a dose of optimism […]
Disability Insurance for Commission-Based Workers
Because sales and many other commission-based jobs usually require more people skills than motor-skills or physical exertion, commission-based workers tend not to think about disability insurance. After all, if you’re a good salesman all you need is a few moments of conversation with a client to close a deal, right? That may be true, but […]
Why Workers’ Comp Isn’t Enough to Protect Your Salary
Why workers comp isn’t enough It is a legal necessity for employers to protect employees from injuries that happen at work. They recognize that the workplace—no matter how unassuming—is full of potential hazards. Even those with office jobs can incur carpel tunnel, a painful affliction that occurs after prolonged, repetitive movements. Workers’ compensation exists to […]
I have Group Disability Insurance, Do I Need an Individual Policy?
Disability is a risk for everyone. It’s a fact that 35-year-olds face a 50 percent chance of suffering a disability for a 90-day period before the age of 65, and more than 370,000 Americans become disabled ever year. These are sobering facts, especially considering that 100 million Americans aren’t covered by long-term disability insurance. Disability […]
Disability Insurance Claim Process: What to Expect
What to Expect During the Disability Insurance Claim Process Since 1 out of every 4 Americans will suffer some sort of disability before reaching retirement age, many people are beginning to see disability insurance is an absolute necessity. Should you become ill or injured and unable to work, a good disability policy will protect you and your […]
How Much Disability Insurance Do You (Really) Need?
Most people don’t think they need disability insurance, but since disability affects a much higher amount of people than most of us would expect (about 1 in 3 people around the age of 30 will experience some sort of disability before the age of 65), disability insurance is one of the most important types ofcoverageto […]
10 Most Dangerous Jobs in the United States
Whether you’re constructing a skyscraper or driving a truck across the country, an accident at work is not outside the realm of possibilities. If tragedy strikes, you could be out of work for weeks, months or even years. Getting disability insurance is a smart investment that will supplement your income while you’re recovering from injury. […]
Why Your Social Security Disability Isn’t Enough
Many people mistakenly assume that in the event they were to become disabled and unable to work, their incomes would be protected by Social Security Disability benefits. Unfortunately, the truth is often far different from what people expect. Although there is a disability program in place, there is a long wait for benefits, as well […]
May is Disability Insurance Awareness Month
It seems that these days there is a day or a month to celebrate anything. National Take Your Dog to Work Day, National Ice Cream Day, National Hamburger Month, the list goes on and on. In our opinion, some of these celebrations deserve more attention than others, and this May, we’re celebrating National Disability Insurance […]
Know the Risks of Medical Tourism: Is It Worth It?
English-speaking patients are increasingly traveling to such places as Malaysia, Brazil and Mexico to save anywhere from 30 to 90 percent on medical procedures. The medical tourism market reached $10.9 billion in 2012, and according to projections by Transparency Market Research, it will grow to $32.5 billion annually by 2019. Some experts warn of the […]
Do I need disability insurance?
According to a recent Social Security fact sheets, “just over 1 in 4 of today’s 20 year-olds will become disabled before the age of 67.” That’s a sobering statistic, considering that disability is often the furthest thing on a young person’s mind. A disability is an injury, illness, or affliction that prevents someone from performing […]
How to Plan an Outage from Work for a Medical Procedure
According to the U.S. National Library of Medicine and National Institutes of Health, those who undergo spinal fusion are likely to be off work for four to six weeks assuming they are young and healthy, and the job is not overly strenuous. For older patients with more extensive surgery, it may take four to six […]