Know the Risks of Medical Tourism: Is It Worth It?

English-speaking patients are increasingly traveling to such places as Malaysia, Brazil and Mexico to save anywhere from 30 to 90 percent on medical procedures. The medical tourism market reached $10.9 billion in 2012, and according to projections by Transparency Market … Continue reading

Office Work Breaking Your Back? 4 Tips to Alleviate Back Pain

Approximately four in 10 American workers hold white-collar jobs, according to the Kaiser Family Foundation, meaning that 10s of millions of people sit in office chairs for hours each day. Since our bodies weren’t designed for this type of sedentary … Continue reading

Baby Boomers Underestimate Disability Insurance

More than 45 percent of Baby Boomers aren’t concerned about disability insurance, and a least one third of them believe they have less than a 5 percent possibility of experiencing a debilitating illness or injury. Statistics prove otherwise, showing the … Continue reading

7 Holiday Safety Tips

 The Holidays are almost upon us and, for most, it’s a time of cheer and goodwill, etc.  However, it’s also a time of year when accidents, illnesses  and injuries occur that are directly related to the festivities.  As a public … Continue reading

The Social Security Disability Insurance Safety Net is Ripping

With all the news about the trials and tribulations of ObamaCare and the seriously-underfunded  Social Security retirement fund, it seems that serious problems with an important part of our social safety net is being overlooked by those reporting on such … Continue reading

What Millennials Think about Disability Insurance

In 2012, Guardian Life Insurance, with the assistance of Learnvest, conducted a survey of 797 male and females, 21-40 years of age with annual household incomes over $30,000 to look at the attitudes and behaviors of those in this age … Continue reading

How to Plan an Outage from Work for a Medical Procedure

According to the U.S. National Library of Medicine and National Institutes of Health, those who undergo spinal fusion are likely to be off work for four to six weeks assuming they are young and healthy, and the job is not … Continue reading

Take the Scare out of Halloween

As a website about disability insurance, we sometimes post articles about accident prevention.  In the spirit (no pun intended) of Halloween, we decided to direct our attention toward preventing accidents of children on this day.  “Children should be out having fun … Continue reading

A Real Life Disability Story – Back Injury

Rebecca, a 35-year old cardiologist was at the top of her career, until she injured her back while helping a friend move.  As a result of this injury, Rebecca was no longer able to perform her duties as a cardiologist, … Continue reading

Tips For Staying Safe On The Job

Back in May we wrote up some tips to help prevent the risk of disability in everyday life, but sometimes injuries that prevent us from working happen in the very place we earn a living. The Bureau of Labor Statistics … Continue reading