Disability Insurance Company Financial Strength - Important?

Here's an analogy which answers that question: You're faced with having to deposit a good part of your future earnings in a financial institution to be held in trust for you in case you can't work because of disability. What kind of institution do you want to hold those funds? Obviously, one that is as financially strong as possible. The quickest way to check on an insurance company's financial strength is to check their financial strength ratings as published by the independent analysts. There's a lot of emphasis on the fine differences in the definitions of disability in a disability insurance policy, along with pricing and rightly so but one has to look closely as well at the financial strength of the financial institution which is "holding your future income." We'll go over the different financial analysts that rate the disability insurance companies in a future post. If you need to look up any life or disability insurance company's ratings you can call us toll free at 866-691-0100. We have access to all the insurance companies' ratings.