The Washington Post asks: Do you have enough disablity insurance?

I just discovered this article from The Washington Post written in the wake of Katrina entitled; "Lessons to Carry Away from Katrina". The author, Michelle Singletary, writes a regular financial column for The Washington Post. In the article she asks: "....do you have disability insurance, and are you adequately covered? If you were injured in a natural disaster, would you be able to live off your savings?" The article, which mentions the quote above on disability insurance, is worth reading (and applying the advice) because it contains a list of things to check in your financial life to make sure you're ok in case of a natural disaster.