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Monthly Archives: March 2009
Disability Insurance and Pregnancy
We get quite a few calls in our office from pregnant women looking to purchase disability insurance. Unfortunately, many insurance companies will not write a new policy for a pregnant woman. If they do offer coverage, they will exclude the … Continue reading
Disability Insurance for Business
Personal disability insurance is designed to replace a portion of your income in the event of an injury or illness. If you are a business owner (including professional practice owners), there are several disability insurance policies designed to protect your … Continue reading
Sound Advice
I went to my physician for my annual check-up recently and, as part of the physical, he wanted to review a full blood test I had done as a prerequisite to my exam. As I was late for a business … Continue reading
Preexisting Conditions
Your disability policy has been approved but your lower back is excluded from coverage. Not fair, you say? That’s certainly a viewpoint I hear a lot. Here’s how I look at it – the insurance company, by carving out a … Continue reading