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Disability Insurance does not only Cover Accidents
If I had a dollar for every time somebody told me they don’t need disability insurance because they don’t believe they will ever get in an accident (auto or otherwise), I would be a wealth man (well, maybe I’d have … Continue reading
Disability Causes Severe Financial Hardship
The Council for Disability Awareness (CDA) is a non-profit organization committed to informing and educating the American Public about the widespread and growing frequency of disability and the financial impact it can have. Their annual surveys are a great source … Continue reading
The Causes of Disability May Surprise You
It amazes me how many people I speak to about disability insurance tell me they don’t need disability insurance because they believe they won’t get into accidents. While a good disability insurance policy will cover disabilities caused by accidents, there … Continue reading
The Gift of Health and Disability Insurance
What are you giving yourself this year for Christmas? I know you have been busy purchasing gifts for others, but you should really give yourself a gift this year. If you don’t yet have disability insurance, it’s a good time … Continue reading
Disability Insurance and Pre-existing Conditions
I quite often have to present a disability insurance offer to a client that has been issued with an exclusion for a pre-existing condition. My clients’ responses range from resigned consent to complete outrage that the insurance company would not … Continue reading
But I don’t Get in Accidents
I have heard this phrase many times when broaching the subject of disability insurance with a client. I always pull out a chart that shows the leading causes of disabilities. My clients are always surprised to see that accidents are … Continue reading