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Top Ten Ways to Avoid Disabling Accidents and Illnesses During the Holiday Season
As as public service to visitors of our Disability Insurance Blog, we are offering these top ten ways to avoid disabling accidents and illnesses during the holiday season: 1. Don’t drink and assemble toys, especially those you need to plug … Continue reading
Disability Insurance and Pregnancy
We get quite a few calls in our office from pregnant women looking to purchase disability insurance. Unfortunately, many insurance companies will not write a new policy for a pregnant woman. If they do offer coverage, they will exclude the … Continue reading
Which Job would you choose?
You have to make a choice between two jobs. They are both attractive in many ways – work you like to do, short commute, great people to work with, Starbucks right next door (that’s high on my list). The only … Continue reading
The Risks of Self-Insurance
I speak with many prospective clients who consider self-insuring against disability (e.g. relying on savings, spousal income and/or credit). In every one of these cases, these individuals all make the following two mistakes: They minimize the degree of the risk … Continue reading