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Is your “Own-Occ Policy Truly “Own-Occ?”
The definition of total disability in your disability insurance policy should be a major factor in your decision when comparing various proposals. The true “Own-Occupation (“Own-Occ”)” definition of disability provides the strongest benefit in a disability insurance policy. The definition … Continue reading
Definitions of Words and Phrases Regarding Disability Insurance
We get questions fairly often about disability insurance and some of the words and phrases used. Here are some disability insurance definitions that can help. For more detail you can see the disability insurance glossary at the www.protectyourincome.com website. Disability … Continue reading
Residual disability and definitions of disability
The first area of concern for most professionals looking for disability insurance is usually the definition of disability. The question asked is: “Does it cover me if I can’t do the duties of a ______(one’s occupation)? ” This is a … Continue reading