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Your Disability Insurance Policy – How will it Perform – Part ll
Continuing from my last post, Your Disability Insurance Policy – How will it Perform?, Here are additional questions you should have answers for before you decide on a disability policy: How long will benefits be payable?The policy’s benefit period establishes the … Continue reading
Dangers of no disability insurance
There was an article on msnbc.com about Ed McMahon and the effect of injury and illness on one’s financial health. There were numerous points made but the key one was to “Obtain disability insurance. This should rank with life insurance … Continue reading
New Proposed California Regulation on Disability Insurance
Sometimes regulators come up with “ideas” that are supposed to help the consumer. Recently, the California Department of Insurance came up with a mandate of changes to disability insurance that may have the unintended consequences of less availability of disability … Continue reading
Disability Insurance in different states
Are disability insurance policies different in different states? The short answer to that question is yes. Disability insurance companies charge more in states where they have experienced higher claims. For example, insurance companies may have higher premium amounts in some … Continue reading
Disability Insurance – What’s the Most Important Aspect to Consider?
How do you judge the best disability insurance? First, get answers to these simple questions: Which company is financially strongest? Which policy will pay the most in the most different claims scenarios? The first thing that one hears about disability … Continue reading