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Misconceptions about Disability Insurance
Do you have all the relevant facts you need to make a wise decision about disability insurance? Many people assume they have all the information necessary to make up their minds regarding this type of insurance, but this isn’t always … Continue reading
Common Misconceptions about Disability Insurance
Do you have all the relevant facts you need to make a wise decision about disability insurance? Many people assume they have all the information necessary to make up their minds regarding this type of insurance, but this isn’t always … Continue reading
The Five Myths About Disability Insurance
In recognition of Disability Insurance Awareness Month, Principal Life Insurance published this list: Myth #1: I can rely on my savings. Fact: Even if you save 10% of your salary, one year of disability could easily wipe out many years … Continue reading
Rebuking Some Disability Myths
A recent study was performed on the impact of disability by the consulting firm, Milliman, Inc. that highlights many misconceptions Americans have about the impact a disability can have on their lives. I noted with interest several disability myths the … Continue reading
Our Friends: Ryan and Megan
Megan and Ryan Collins are fictional characters created from stories we have heard from clients over the many years in the insurance business. This is one of those stories: Dr. Ryan Collins completed his general surgery residency in July of … Continue reading
Financial Tips for Couples
I came across this article at CNNMoney.com last week. Published on Valentine’s Day, writer Gerri Willis offered some very good financial tips for couples. As #2 is most relevant to this blog, it will be the only bullet point I … Continue reading
Myth #5 – Five Myths about Disability Insurance
Myth # – The Government Would Pay Me In this entry, I continue my exploration of the Five Myths about Disability Insurance discussed in an article I found in A.M. Best’s Consumer Insurance Center. This is the fifth and final … Continue reading
Myth #4 – Five Myths about Disability Insurance
Myth #4 – My Employer Would Pay Me In this entry, I continue my exploration of the Five Myths about Disability Insurance discussed in an article I found in A.M Best’s Consumer Insurance Center. Many employees expect that their employers … Continue reading
Myth #3 – Five Myths about Disability Insurance
Myth #3 – Workers Comp Would Pay Me If you are injured on your job, workers compensation insurance would cover your medical bills and a portion of your lost income. Most states require employers to purchase workers comp to cover … Continue reading
Myth #2 – Five Myths about Disability Insurance
Myth #2 – Your home is your biggest asset What is your biggest asset? The majority of people I speak with tell me their home is definitely their biggest asset, by far (I live in California, so I can understand … Continue reading