Qualifying for Social Security Disability Insurance

It’s true that certain U.S. citizens are eligible for disability insurance under the Social Security Administration. While this benefit can be very helpful to individuals who experience significant long-term disabilities, it’s not always sufficient to prevent financial hardship following a major illness or injury. Qualifying for benefits can be difficult, and often takes a long time. Individuals who receive social security disability insurance benefits receive an average of $722 per month.

In order to qualify for social security disability insurance, you must meet both eligibility and medical requirements. In order to be considered eligible, you must first have worked in a position in which you paid into the social security system for a minimum of ten years.

If you are eligible to participate in the social security insurance program and you become disabled, you will have to apply for benefits. You will be required to complete a formal application process designed to determine if you meet the Social Security Administration’s strict definition of disability.

To be considered disabled, your condition must have lasted, or be expected to last, for a minimum of a year or; to result in death. The condition must have rendered you unable to perform the type of work you did before becoming disabled. Furthermore, you must be unable to perform a different type of work as a result of the medical condition.