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Social Security Slows Disability Payments
When potential clients tell me that they don’t need disability insurance because they will be taken care of by Social Security, I show them statistics about SSDI payments (or lack thereof) and how long they might have to wait for … Continue reading
Counting on Social Security Disability Benefits?
I have given a lot of advice in the past about not counting on Social Security for disability benefits. Only a small percentage of claims are paid and, when they are, they often take a very long time to receive. … Continue reading
Depending on Social Security Disability Insurance?
I have posted several times about the pitfalls of relying on our Social Security system for disability insurance. I would like to tell you that it’s getting better, but I wouldn’t be telling the truth. The recently-released 2010 CDA (Council … Continue reading
Can you Afford to be Disabled?
This is the question I ask my clients when I suggest they consider a disability insurance policy. As most Americans can’t truly afford the cost of long term disability, I already know the answer to the question. The cold hard … Continue reading
What About Social Security Disability Benefits?
This is a question we hear quite often from our clients: Why do I need personal disability insurance? Won’t social security pay me disability benefits? Unfortunately, most who apply for benefits do not receive them. On average, 65% of people … Continue reading