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Disability Statistics

According to a recent study, most people estimate they have only a 16% chance of becoming disabled during their working years1 - in spite of the following startling facts2:

  • If you're under age 35, chances are one in three that you will be disabled for at least six months during the course of your career.
  • Men have a 43% chance of becoming seriously disabled during their working years.
  • Women have a 54% chance.
  • At age 42, it is four times more likely that you will become seriously disabled than that you will die during your working years.

Sources: 1. Gallup survey, conducted for UNUM Corporation (508 respondents, aged 30 to 65), reported by Best's Review.
2. "Why Disability" booklet, published by National Underwriter.

More statistics:

For more statistics about disability check these pages:

Disability insurance facts

How long do disabilities last on average?

Likelihood of death versus a long term disability

What is the likelihood of disability occurring?

See recent examples of actual disability insurance claims