Probability of Disability in Relation to Probability of Death
A disability’s financial implications can be even more disastrous
than that of a premature death. Death is certain to occur at some point, while
disability may never occur. However, for most people death occurs after the income
earning years. During one’s income earning years, when the financial impact
is more strongly felt, disability is a greater threat and more likely to occur.
Probability of Disability vs. Death
| Age |
Ratio |
| 30 |
2.31 to 1 |
| 35 |
2.21 to 1 |
| 40 |
1.95 to 1 |
| 45 |
1.69 to 1 |
| 50 |
1.53 to 1 |
| 55 |
1.33 to 1 |
Source: 1985 Commissioners’ Disability Individual Table A and 1980 CSO Mortality Table
More statistics:
For more statistics about disability check these pages:
How long do disabilities last on average?