Disability Insurance Quote and Purchase Steps 7 Easy Steps!

Step 1:  About Disability Insurance Please read the About Disability Insurance section: Top-Rated Companies and Coverage; Factors to consider when comparing disability insurance policies.

Step 2:  Request a Quote Complete our Disability Insurance Quote Request application.  A licensed representative from ProtectYourIncome.com will contact you to verify the information in your application.  We will then request quotes from several top-rated companies and forward their quotes to you, usually within 2-3 days.

Step 3:  Request an Application Your representative will review the quotes with you, help you tailor the policy to your specific needs and, if appropriate, send you an application. The quickest way to receive your application forms is in a .pdf file by email. You may also request traditional mail which takes 3- 5 business days.

Step 4:  Physical Exam We will have your insurance carrier's paramedical examiner contact you and set up a convenient appointment for a physical exam. The physical exam can take place in your home or office, and is performed by a medical professional at no cost to you (the insurance company pays for the exam).

Step 5:  Underwriting Process All insurance companies will have their underwriters review your application before issuing your disability insurance policy. This process typically takes 3-6 weeks depending upon how fast you schedule your paramedical exam and that all additional requests are met in a timely fashion.

Step 6:  Approval & Delivery! Once you are approved by the insurance carrier, we will send you your disability insurance policy via express mail. We will then receive confirmation that you received your policy. It is that simple & easy to shop online!

Step 7:  Free Look Period All insurance carriers are required by law to give policy holders a 30 day free-look period to review their policy and give you the option to cancel within this period. ProtectYourIncome.com deals only with top-rated carriers and we are always available for you to contact us during this convenient process!