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Disability Chances by Age

One of the biggest myths about disability is that it doesn’t happen to younger people.  The chart below shows the odds of having a long term disability (one lasting more than 90 days before age 65) along with average duration of disability.

Likelihood of Disability Before Age 65 at Different Ages

Your Age

Likelihood of Long Term Disability

Average Duration

30
1 in 3
32 months
40
3 in 10
42 months
50
5 in 22
50 months
60
1 in 10
54 month

Source: 1985 Commissioners’ Disability Individual Table A

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