Education Center

Disability Facts and Statistics

According to a recent study, most people estimate they have only a 16% chance of becoming disabled during their working years1 – in spite of the following startling facts2:

  • If you’re under age 35, chances are one in three that you will be disabled for at least six months during the course of your career.
  • Men have a 43% chance of becoming seriously disabled during their working years.
  • Women have a 54% chance.
  • At age 42, it is four times more likely that you will become seriously disabled than that you will die during your working years.


  1. Gallup survey, conducted for UNUM Corporation (508 respondents, aged 30 to 65), reported by Best’s Review.}
  2. “Why Disability” booklet, published by National Underwrite.

For more disability facts and statistics, check these pages

Disability insurance statistics
How long do disabilities last on average?

What is the likelihood of disability occurring?
See recent examples of actual disability insurance claims