A good disability policy will typically contain the following provisions, either built into the body of the policy or added as rider. When comparing policies from different companies, review the wording of these provisions, as they all do not provide the same benefits,
Other Policy Features:
Capital Sum Benefit
Definition of Total Disability
Elimination Period
Exclusions and Limitations
Important Optional Benefits
Recovery Benefit
Rehabilitation Benefit
Renewability Provisions
Residual Disability
Transplant and Cosmetic Surgery Benefit
Waiver of Premium
Request a Disability Quote to view the policy differences.