To help a disabled insured return to work in his or her own occupation, most disability insurance policies offer a rehabilitation benefit. This benefit will pay some of the expenses incurred when the insured enrolls in an approved rehabilitation program. The amount of the benefit is paid in addition to any other benefit the insured may qualify for under the policy.
Other Policy Provisions:
Own Occupation Definition and other definitions of Total Disability
Recovery Benefit
Renewability Provisions
Elimination Period
Waiver of Premium
Capital Sum Benefit
Rehabilitation Benefit
Transplant and Cosmetic Surgery Benefit
Exclusions and Limitations
Optional Benefits
Request a Disability Quote to view the policy differences.