Under a transplant and cosmetic surgery benefit, any disability arising from donating a transplant organ, improving your appearance or correcting a disfigurement will be covered by the policy.
Other Policy Provisions:
Own Occupation Definition and other definitions of Total Disability
Recovery Benefit
Renewability Provisions
Elimination Period
Waiver of Premium
Capital Sum Benefit
Rehabilitation Benefit
Transplant and Cosmetic Surgery Benefit
Exclusions and Limitations
Optional Benefits
Request a Disability Quote to view the policy differences.