The ProtectYourIncome.com
Disability Insurance Education Center

ProtectYourIncome has information for you to learn more about disability insurance. There is a lot of information in this site. We’ve broken it down into the most popular areas with sub-sections for each topic. Just click the links below to go to a subject. To come back just click the button marked Disability Insurance Education Center.

You can start with Frequently Asked Questions

You can go to a Glossary of terms

Disability Facts and Statistics

Disability Facts

Disability Insurance Statistics

The Top 10 Reasons to Have Disability Insurance

How long do disabilities last on average?

Likelihood of death versus a long term disability

What is the likelihood of disability occurring?

Recent examples of actual disability insurance claims

The Quoting and Purchase Steps

Tips on purchasing disability insurance

What are the steps to quoting and purchase?

What are some of the provisions in disability insurance policies?

Own Occupation Definition and other definitions of disability

Residual (Partial) Disability

Renewability Provisions

Definition of Total Disability

Elimination Period

Waiver of Premium

Capital Sum Benefit

Rehabilitation Benefit

Transplant and Cosmetic Surgery Benefit

Exclusions and Limitations

Optional Benefits

Insurance Company Ratings

Financial Strength Ratings

Obtain disability insurance

Quote request

About disability insurance for specific occupations

Physician

Dentist

Medical residents

How do you insure your retirement in case of disability? Now, that you’re getting disability coverage, what about income after retirement when disability benefits run out?

Learn about the solution by clicking here

What are the steps to get a disability insurance policy?

7 Easy Steps