Top Ten Reasons to Get Disability Insurance

10. If you save 10 percent of your income each year, then using simple math you arrive at the fact that that one year of being without income because of disability would eliminate 10 years of saving.

9. Simple: Without an income you don’t pay your bills and you can lose everything

8. Income when you’re disabled and you don’t have disability insurance is zero.

7. A man has a 43% chance of becoming disabled for a long term (more than 90 days) during their working years

6. There’s a 54% chance of becoming seriously disabled during your working years if you’re female.

5. If you have loved ones, you should have life insurance but it’s more likely – 4 times more likely for a 42 year old to become seriously disabled while you’re working than the chance of dying during those same years.

4. The statistics show that about one of seven people from 35 to 65 will be disabled for five years or longer.

3. Many people get mortgage insurance but 46 percent of all foreclosures on conventional mortgages are brought about by a disability. Approximately 2 percent are caused by the death of the homeowner.

2. A $100,000 income is worth $3,000,000 over 30 years of working

1. It’s your life, make sure you can live it, love it and enjoy it – with money – no matter what the circumstances.