Blog > Archive by category 'own occupation disability insurance'

Own Occupation Disability Insurance- Do you Need it?

Posted on January 13, 2012 by The Income Protector

Before I share my thoughts about own occupation disability insurance, I thought I should give you definitions of “True Own Occupation” and “Modified Own Occupation,” as they aren’t always clearly identified. True Own Occupation:  Due to injury or illness, you … Continue reading →

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Is it Own Occ or not?

Posted on November 24, 2008 by The Income Protector

One of the most important definitions in a long term disability policy is the definition of total disability. How the insurance company defines total disability can make a huge difference in how much and how long your benefits will be … Continue reading →

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