Get a free Quote
Compare costs and benefits of policies from the top-rated disability insurance companies
ProtectYourIncome.com is the premier site on the Internet for information and guidance on disability insurance for physicians, resident physicians, dentists, attorneys, executives, consultants and other professionals
I do appreciate your willingness to engage, answer questions, etc — it clearly separates you from the crowd, and makes me not only want to work with you, but recommend you to others. Appreciated, thanks
Who Needs Disability Insurance?
There's no way to predict who will become disabled during their 40 or so working years. Without an income, most people's savings are rapidly depleted as they struggle to maintain the household and meet expenses. Many begin to suffer real financial need, often with no end in sight as the disability lingers on.
If you’re dependent upon your income to maintain your standard of living, and your income would decrease or cease to exist if you were to become disabled, you need disability insurance. The time to purchase a policy is now – costs increase as you get older, and if your health declines in the future, it may become too late to insure you. We’ve helped hundreds of people with their disability insurance needs – and have saved them time and money in the process. You can review disability insurance quotes from the top insurance companies in the comfort of your own home or workplace without any sales pressure.
We make it simple to compare disability insurance quotes for most occupations, so don’t wait another day to start on the road to protecting yourself and your family with disability insurance – fill out our Disability Quote Request form today.
Recent Blog Posts
The time has arrived for you to take that step towards purchasing a disability insurance policy in order to protect your future earnings. You’ve done your online research, you’ve solicited quotes from online brokers, now the emails are rolling in offering various options. Immediately you notice that the average cost of coverage is somewhat unsettling. […]
What if a person asked you, “What is your most valuable asset,” would your response be, “My home,” “my vehicle,” “my collection of art” or “my prized boat?” Reaching a point in life at which you have attained these things is great, however, would it be possible for you to have attained any of these […]
There are three methods to guarantee that in the event you come to be too ill or injured to do your job, your retirement plans are not significantly affected. Many physicians, attorneys, and other professionals have obtained an individual disability insurance policy to protect their income. If they are unable to work in their own-occupation, […]
A proper buy-sell agreement should always have provisions that assume the future needs of a small business. Although most buy-sell agreements arrange for the death of a small business owner, many buy-sell documents are quiet when it comes to the disability of a business owner. The truth is that a business owner is a lot […]
Long-term disability insurance. For most, this term only comes up when applying for company health benefits when you are a newly-hired employee. You know you need health insurance, and they will typically give you life insurance, but what happens if you become disabled? Long-term disability insurance is, at its foundation, income replacement insurance. It can […]
The main reasons why some people prefer working as a salaried employee instead of as a self-employed worker are the benefits salaried employees receive for sick days and disability leaves, usually being paid as normal days. While for most self-employed workers, a day you didn’t work is a day you’re not going to get paid. Long-Term […]
The most important feature of a disability income insurance policy is how the insurer defines “disability.” The most important thing about this critical definition is that it should cover as many scenarios as possible, rather than as few as possible. On the landscape of disability insurance, there are two primary categories of definition: own occupation and any […]
While many people know it’s important to re-evaluate their life insurance coverage or car insurance coverage from time to time, disability insurance coverage is often overlooked. Should you fall ill or become injured or disabled and unable to work, you’re going to want to make sure you get the most benefit from your coverage. That […]
Pop Quiz announcement! What is the number one reason people in the U.S. file for bankruptcy? Divorce Money Mismanagement Job Loss Unmanageable Medical Expenses If you answered A, B, or C, you’d be wrong. The number one reason for bankruptcy in the U.S. is unmanageable medical expenses. According to a study done at Harvard, 62% […]
It’s interesting to look at what Americans consider most important in their lives. You can get an idea of our priorities when you consider what we insure and what we don’t insure. For example, most people will insure their car, their boat, their RV, and their home without giving it a second thought. It’s obvious […]
So, you nailed that interview and landed your first job but they don’t offer disability insurance. Congrats! But now that you’ve got some money in your pocket, it’s important that you know what to do with it. Otherwise, you could end up in a financial mess later on down the road. Certainly, we can always […]
November is the month designated for caregivers to be recognized for their tireless efforts during National Caregivers Appreciation Month. This year, the theme is “Take Care to Give Care,” and emphasizes the first rule of taking care of others, which is that caregivers must take care of themselves first. People often find it difficult physically […]