Disability Insurance Policy Provisions

Disability Insurance Policy Provisions

Disability Policy Features A good disability policy will typically contain the following provisions, either built into the body of the policy or added as rider. When comparing policies from different companies, review the wording of these provisions, as they all do...

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Top Ten Reasons to Get Disability Insurance

Top Ten Reasons to Get Disability Insurance If you save 10 percent of your income each year, going one year without an income due to disability would eliminate 10 years of savings. Without an income, you don’t pay your bills and you can lose everything. Income when...

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Probability

Probability of Disability versus Death A disability’s financial implications can be even more disastrous than that of a premature death. Death is certain to occur at some point, while disability may never occur. However, for most people death occurs after the income...

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Statistics

Statistics Disability Insurance Statistics Three in 10 workers entering the work force today will become disabled before retiring.– Social Security Administration, Fact Sheet January 31, 2007 An illness or accident will keep 1 in 5 workers out of work for at least a...

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Disability Insurance Facts

Disability Insurance Facts Someone who is 35 years old has a 50 percent chance of disability for 90 days or more before they turn 65. Most people in the U.S. are better prepared financially in case of death (usually with life insurance) than if they get disabled, even...

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Residual Disability

Residual Disability

What happens if an insured is only ‘partially’ disabled? Partial Disability can come in several forms – perhaps he or she can perform some but not all of the major duties of the job, or can work only part-time. Under the definition of total disability, no benefits...

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Ameritas Life Insurance Company

Ameritas Life Insurance Company 1876 Waycross Rd. P.O. Box 40888 Cincinnati, OH 45240 866-696-7478 Company Website: www.ameritas.com About Ameritas Life Insurance Company At The Ameritas Life Insurance Company, a UNIFI Company, we offer life insurance, disability...

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Standard Insurance Company

The Standard 1100 SW Sixth Avenue Portland, Oregon 97204 800.426.4332 Company Website:  www.standard.com About Standard Insurance Company For more than 100 years, StanCorp Financial Group, Inc., through its subsidiaries marketed as The Standard — Standard Insurance...

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Principal life insurance company

The Principal Financial Group 711 High Street Des Moines, IA 50392-0001 800.986.3343 Company Website:  www.Principal.com About Principal Financial Group The Principal Financial Group (The Principal, Principal Life Insurance) is a leading global financial company...

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