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Long-Term Disability Insurance Tips for First-Time Buyers

August 10, 2017 Richard Reich

Long-term disability insurance. For most, this term only comes up when applying for company health benefits when you are a newly-hired employee. You know you need health insurance, and they will typically give you life insurance, but what happens if you become disabled? Long-term disability insurance is, at its foundation, income replacement insurance.  It can […]

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Disability Income Insurance 101: Own Occupation

May 23, 2017 Richard Reich

The most important feature of a disability income insurance policy is how the insurer defines “disability.” The most important thing about this critical definition is that it should cover as many scenarios as possible, rather than as few as possible. On the landscape of disability insurance, there are two primary categories of definition: own occupation and any […]

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When to Evaluate Your Disability Insurance Coverage

April 17, 2017 Richard Reich

While many people know it’s important to re-evaluate their life insurance coverage or car insurance coverage from time to time, disability insurance coverage is often overlooked. Should you fall ill or become injured or disabled and unable to work, you’re going to want to make sure you get the most benefit from your coverage. That […]

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