Employment Resources for the Disabled

Employment Resources for the Disabled

For millions of people with disabilities, a stable and sufficient job may seem out of reach. Nearly 70 percent of adults who have some type of disability would like to work. That’s a staggering 18 million people who could be joining the workforce. Here you will find...

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Tips for Individuals

Tips for Individuals

Choosing an Individual Disability Insurance Policy If you’re depending on your income to cover the cost of your living expenses, it’s essential that you protect your income with a quality disability income insurance policy. When comparing individual long term...

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Disability Tips for Physicians

Disability Tips for Physicians

Why Physicians Need Disability Insurance For physicians, disability insurance is a necessity. Individuals who build successful careers as doctors spend many years and hundreds of thousands of dollars in training expenses preparing to pursue careers in the medical...

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Disability Insurance Comparisons

Disability Insurance Comparisons

Comparing Long Term Disability Insurance Policies When you’re looking at disability insurance comparisons from different sources, make sure to pay close attention to the specific terms of the policies you are considering. While there are many similarities among long...

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What is Disability Insurance?

What is Disability Insurance?

What you should know about disability insurance:   What is disability insurance? In the most basic terms, disability insurance is protection for your income. Who needs disability insurance? If you depend on earned income to pay your bills, disability insurance is...

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Rehabilitation Benefit

Rehabilitation Benefit

To help a disabled insured person return to work in his or her own occupation, most disability insurance policies include a rehabilitation benefit. This benefit will pay some of the expenses incurred when the insured enrolls in an approved rehabilitation program. The...

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Definition of Total Disability

Definition of Total Disability

For the purposes of determining the exact circumstances under which an insured may be entitled to benefits under a disability income insurance policy, Total Disability can be defined in two general ways: Own Occupation Definition of Disability Under this definition,...

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